Auto Insurance Tips

Protect Your Home From Critters This Spring

a business man in the rainSpring brings warmer weather, blooming landscapes, and-unfortunately-a higher risk of storms. From heavy rain and strong winds to hail and tornadoes, spring weather can pose serious threats to your business. While you can’t control the forecast, you can take steps to help protect your operations, property, and people.

Here’s how your business can get ahead of spring storms before they strike.

Inspect Your Property

Walk through your building and surrounding areas to check for vulnerabilities. Look for loose shingles, cracked windows, poor drainage, or unsecured signage that could become dangerous in high winds. Consider hiring a professional for a roof or electrical inspection if you haven’t had one recently.

Secure Outdoor Equipment and Signage

Storm winds can turn unsecured items into projectiles. Anchor down outdoor furniture, displays, or machinery. If possible, bring movable equipment indoors when storms are forecasted.

Review Your Emergency Plan

Make sure your emergency plan is up to date and that employees know the protocol. Identify safe areas for shelter, designate roles for key staff, and review your communication plan. Practice storm drills to help your team stay calm and act quickly if severe weather hits during business hours.

Back Up Important Data

Power outages and flooding can damage devices and networks. Ensure all critical data is regularly backed up to the cloud or to secure off-site locations. This step can help reduce downtime and data loss.

Maintain a Business Continuity Plan

A continuity plan outlines how your business will continue to operate-or recover quickly-after a disruption. This could include remote work solutions, backup suppliers, or temporary relocation strategies. The more detailed your plan, the more resilient your business can be.

Review Your Insurance Coverage

Now is a great time to sit down with an agent at Robins Insurance and review your commercial insurance policies. You’ll want to understand how your coverage can help protect against storm-related damage such as wind, hail, and water intrusion.

Ask about:

  • Property insurance
  • Business interruption coverage
  • Equipment and inventory protection
  • Flood insurance (often a separate policy)

Not all storm-related risks are covered the same way, so clarification now can help avoid surprises later.

Create a Storm Prep Checklist

Having a printed or digital checklist can help your team quickly prepare when a storm is approaching. Include items like:

  • Powering down electronics
  • Moving files or equipment to higher ground
  • Securing windows and doors
  • Notifying employees and clients of closures

Stay Informed

Use weather alert apps or sign up for local emergency notifications. Staying informed allows you to act fast and reduce the risk of damage or injury.

Be Proactive This Spring

Spring storms can be unpredictable, but with the right preparation, your business doesn’t have to be caught off guard. From strengthening your emergency plan to reviewing your commercial insurance, the steps you take today can help minimize disruptions tomorrow.

If you’d like to discuss how your current policies align with your storm preparedness strategy, reach out to Robins Insurance.

Disclaimer: The information provided in this blog post is intended for general knowledge and informational purposes only, and does not constitute professional insurance advice. The content is not exhaustive and does not cover all potential situations. It is essential to review your specific insurance policy and discuss your individual circumstances with your insurance agent or broker. We strongly recommend that you consult with a qualified insurance professional to address your insurance needs and questions.


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