Prepare for Busy Spring Season

As the weather warms and spring approaches, farms and agritourism businesses gear up for their busiest time of year. Whether you run a U-pick farm, participate in farmers markets, or host seasonal events, it’s important to ensure your insurance coverage aligns with the increased activity. Spring planting, farmers markets, and agritourism operations bring unique risks that proper coverage can help address.

The Risks of a Growing Season

Spring marks the start of new crops, fresh produce sales, and a surge in visitors to farms and markets. With more people interacting with your business, the potential for accidents, injuries, and liability concerns increases. Here’s how different types of farm operations can prepare:

Farmers Markets

Selling fresh produce at local farmers markets is a great way to connect with customers, but it also comes with risks. Slips and falls, foodborne illnesses, and product liability claims can impact your business. If you transport goods or operate market booths, you may also need additional coverage for your equipment and vehicles.

U-Pick Farms & Agritourism Activities

Welcoming visitors to pick their own produce or participate in farm activities makes for a memorable experience, but it also opens the door to potential liability issues. Uneven ground, farm animals, and weather-related hazards can pose risks to guests. Having the right liability coverage can help protect your business in case of an incident.

Spring Planting & Farm Equipment

With planting season in full swing, farms rely on tractors, tillers, and other heavy machinery. Equipment breakdowns or accidental damage can disrupt operations and lead to unexpected costs. A tailored farm insurance policy can help cover repairs, replacements, and potential liability from farm equipment accidents.

Preparing for a Safe and Successful Season

Before the season gets into full swing, take time to review your insurance coverage and make necessary updates. Consider these steps:

• Assess Your Property Walk through your farm to identify potential hazards and implement safety measures.
• Review Liability Coverage Ensure you have adequate coverage for guest injuries, property damage, and product liability.
• Check Equipment Protection Verify that farm vehicles, tools, and machinery are properly insured in case of breakdown or damage.
• Understand Seasonal Business Needs If your farm operates seasonally, make sure your policy reflects your business’s specific schedule and risks.

A busy season is a great opportunity to grow your business and connect with customers. By ensuring you have the right insurance in place, you can focus on what you do best, running a successful farm.

For more information on farm and agritourism insurance, contact Robins Insurance at https://www.robinsinsurance.com/contactus.php.