Bicycle Safety Tips for Riders of All Ages

Biking is a fun, healthy, and eco-friendly way to get around. Whether you’re commuting to work, riding through your neighborhood, or exploring new trails, bicycle safety should always come first. At Richard B. Ryon Insurance, we care about your well-being and want to share some helpful reminders to help protect you and your loved ones every time you ride.

Wear a Helmet – Every Time

Wearing a properly fitted helmet is one of the most effective ways to help prevent head injuries in a crash. Even if you’re taking a short ride or cycling in a low-traffic area, a helmet can be a lifesaver.

Tip: Look for helmets that meet safety standards set by organizations like the CPSC (Consumer Product Safety Commission).

Be Seen and Be Predictable

Visibility is key. Wear bright or reflective clothing, especially during early morning or evening rides. Equip your bike with front and rear lights, even during the day, and always signal your turns and stops to let others know your intentions.

Check Your Bike Before You Ride

A quick safety check can go a long way. Before heading out:

• Check your brakes
• Inspect your tires for proper inflation
• Ensure your chain is lubricated and secure
• Confirm your seat and handlebars are tightly fastened

Obey the Rules of the Road

Bicycles are considered vehicles, which means cyclists must follow the same traffic laws as drivers. This includes:

• Riding with traffic
• Obeying traffic signals and signs
• Using bike lanes when available
• Yielding to pedestrians

Stay Alert and Avoid Distractions

Keep your eyes on the road and stay off your phone while riding. Listening to music or wearing earbuds can also reduce your awareness of surrounding traffic, which increases your risk.

Ride Defensively

Assume drivers may not see you. Make eye contact with motorists at intersections, stay out of blind spots, and be prepared to react to sudden movements or doors opening from parked cars.

Insurance Considerations

Did you know that certain insurance policies may help cover bicycle-related accidents, theft, or liability? While bikes are often included under homeowners or renters policies, you may want to explore additional options that can help protect against:

• Theft or damage of high-value bikes
• Medical payments for injuries
• Liability claims if you injure someone or damage property

Our team at Richard B. Ryon Insurance can help you understand what coverage may be available and whether it fits your needs.

Final Thoughts

Whether you’re a seasoned cyclist or just starting out, safety should always come first. A few simple precautions can make every ride safer and more enjoyable.

If you have any questions, call or contact Richard B. Ryon Insurance today.

Ride smart, stay visible, and enjoy the journey!