Tips for Safe and Secure Boating

The sun is shining, the water’s calling, and boating season is officially kicking off! But before you cast off your lines and feel the wind in your hair, let’s talk safety – and peace of mind. Because this week, May 17th through May 23rd, 2025, is National Safe Boating Week – a crucial reminder to prioritize safety on the water so every adventure is a happy and secure one.

Organized by the National Safe Boating Council (NSBC) and supported by agencies nationwide, this annual campaign aims to educate boaters about responsible practices and the importance of being prepared for anything that might come their way. And as your trusted insurance partner, we want to emphasize that being prepared extends beyond life jackets and navigation – it also includes protecting your investment and mitigating potential financial risks.

More Than Just a Week: A Year-Round Commitment to Safety and Security

While National Safe Boating Week shines a spotlight on this vital topic, the principles of safe boating should be practiced every time you head out on the water. Think of it as the foundation for all your aquatic adventures. Similarly, having the right insurance coverage provides a crucial safety net for your boat and your peace of mind, year-round.

Key Focus Areas During National Safe Boating Week (and Beyond!):

• Life Jackets Save Lives (and Protect Your Loved Ones): This is the cornerstone of boating safety. Make sure everyone on board has a properly fitted, U.S. Coast Guard-approved life jacket and knows where it is. Even better? Wear it! To highlight this critical message, May 16th, 2025, marks “Wear Your Life Jacket at Work Day.” Join boaters across the country in showing your commitment to safety by sporting your life jacket – even if you’re just at your desk! It’s a fun way to raise awareness and underscore the importance of protecting what matters most.
• Boating Under the Influence (BUI) is Dangerous (and Can Impact Your Coverage): Just like drinking and driving, operating a boat under the influence of alcohol or drugs is illegal and incredibly risky. Impaired judgment and slowed reaction times can lead to serious accidents. Designate a sober operator before you leave the dock. Furthermore, operating a boat while intoxicated can have severe consequences for your insurance coverage in the event of an accident.
• Know Your Boat and the Rules (and Understand Your Policy): Familiarize yourself with your vessel’s operation, safety features, and limitations. Understand and adhere to local boating laws and regulations. Taking a boating safety course is a fantastic way to gain essential knowledge and skills. Just as you understand your boat, take the time to understand your boat insurance policy. Know your coverage limits, deductibles, and what’s protected.
• Be Aware of Your Surroundings (and Potential Liabilities): Check the weather forecast before heading out and be prepared for changing conditions. Be mindful of other boaters, swimmers, and potential hazards in the water. Maintain a safe speed and distance. Remember that as a boat owner, you could be held liable for injuries or damages caused to others. Your insurance policy can help protect you in these situations.
• Carry Essential Safety Gear (and Review Your Coverage Regularly): Ensure you have all required and recommended safety equipment on board, including a first-aid kit, signaling devices (like flares and a whistle), navigation tools, and a means of communication (like a VHF radio or cell phone in a waterproof case). Just as you maintain your safety gear, it’s wise to review your insurance coverage periodically to ensure it still meets your needs and the value of your boat.
• File a Float Plan (and Keep Your Insurance Information Accessible): Let someone know where you’re going, who’s with you, and when you expect to return. This simple step can be crucial in the event of an emergency. Similarly, keep your insurance policy information readily accessible in case of an incident.

Key Dates to Remember:

• May 16, 2025: Wear Your Life Jacket at Work Day
• May 17-23, 2025: National Safe Boating Week

Why Does Safe Boating and Boat Insurance Matter?

The statistics speak for themselves. Accidents on the water can lead to serious injuries, property damage, and even fatalities. Many of these incidents could be prevented by adhering to safe boating practices. Having the right boat insurance provides crucial financial protection against unexpected events such as accidents, theft, or damage. It offers peace of mind knowing you’re covered when the unforeseen happens.

National Safe Boating Week serves as an important reminder, but let’s make safe boating a habit that lasts all season long. And as you gear up for your time on the water, we encourage you to also think about the security and peace of mind that comes with comprehensive boat insurance. Contact us today to review your current policy or discuss your coverage options.

Let’s all work together to make this boating season the safest and most secure one yet!

If you have any questions, call or contact Richard B. Ryon Insurance today.